Our Customers

Business Loans

With your friendly experts

Whether you’re an established business owner or new to the market, it’s important to find people who are willing to roll up their sleeves and work with you.

Our solutions can provide you with the versatility you need to manage your cashflow and grow your business. Whether you need extra funds for expansion, general cashflow or just to make payroll, let our unsecured business loans Sydney experts show you how to get the funds you need, for the growth you want.

Get the right Business loan with PURE CAPITAL

See how pure capital will help you secure a great deal on your business finance through its panel of lenders

BUSINESS LOANS


If you want a business loan without offering security, an unsecured business loans might be just what you’re looking for. Unsecured loans are a great funding option for businesses that don’t own many assets, businesses that would prefer not to offer security, or any company that’s growing fast and needs finance quickly. With a variety of lenders on the market able to offer unsecured business loans up to $250,000, there are options for a wide variety of situations.

  • Borrow between $5,000 and $300,000
  • Fixed term between 3 and 36 months
  • Flexible repayments and early payout available
  • Fast decision and funding possible in 24 hours
  • Minimum 6 months trading to apply
  • No asset security required upfront to access funding up to $150K
  • Interest rates based on your business circumstances

For amounts over $300k, It is best to give us a call
to discuss further…….

LINE OF CREDIT


A line of credit, on the other hand, works differently. The borrower receives a set credit limit—just like
with a credit card—and makes regular payments composed of both a principal and interest portion to pay it off. But unlike a loan, the borrower has continuous and repeated access to the line of credit while it is active. These are especially useful for businesses with unsynced payables and receivables.

  • Facility limit between $2,000 and $150,000
  • Renewable 24-month term
  • Only pay interest on what you use
  • Fast decision and funding possible in 24 hours
  • Minimum 6 months trading to apply
  • No asset security required upfront to access
    funding up to $150K
  • Interest rates based on your business circumstances

 
 

What Next

5 Easy Steps

1

Submit your details

Enter your details to get an accurate quote over the phone, it's obligation free!

2

We'll be in touch

One of our friendly Consultants will be in touch to discuss your unique situation and run you through the best options for you. This is also a great time to ask any questions you may have about the process.

3

Decision time

Once you are happy with the quote, we will submit your application to the lender and come back to you with an approval. This usually takes anywhere from 4-48 hours.

4

Contracts

Once you are approved, settlement is quick with the contracts electronically signed.

5

Completed

Once contracts are signed electronically the loan will settle, and funds will be released the same day.

Compare multiple lenders
and save on your finance with Pure Capital



Helpful information on Business loans

Read some of the helpful information on business loans to help you make a right decision

My financials aren’t up to date, can I still get a loan?
With your friendly experts

Business loans are usually assessed by looking at your last 12 months of bank statements, and determining your turnover and borrowing capacity from there. These bank statements are supplied through our unique portal, and can be assessed in just 2 minutes, meaning money in your pocket faster.

Can I use my invoices as collateral for a loan?

Yes! Through our invoice finance products, you can slash the waiting time and access up to 80% of the invoice amount within 24 hours of issuing the invoice, with the further 20% (minus fees and charges) paid once your client pays the invoice in full. Our lender technology can sync with your accounting software for almost instant ongoing invoice funding once you have been approved by the financier. Even if your credit history isn’t the best, we still have invoice finance options available to you!

Can I set up an ongoing facility to only use when I need it?

Yes! Our line of credit products can sit dormant until you need to use them. You will only pay a small account keeping fee to keep the facility open, but you will only pay interest for the period you have used the funds until you repay them in full. After you make the payment, the facility will still be open for you to use if and when you need it. Just think of it like a big credit card.

How long does the whole process take?

We have funded business loans from initial phone call to settlement in just over 4 hours. If your loan is urgent we will inform our lenders and they will priorities getting you funded. In most normal cases though the funding process will take between 24-48 hours from start to finish depending on what size of business loan you are applying for, and what documents are required. Once settled, the funds will become available to you overnight to be used. Because the loans are assessed almost instantly on the bank statements provided, and all contracts are done electronically, funding your business loan is traditionally much faster than car or equipment loans.

Still Scrolling....
Questions? We can help.

1300 566 639

Our business loan specialists are here to help guide you, just give us a call.
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